Cheapest Car Insurance

You may have noticed that the cost of car insurance premiums has been rising recently. So how do you find the cheapest car insurance in the U.S.?

For most driving groups, the cheapest car insurance policy is the minimum level of coverage that is legally required in your home state. If you don’t drive that often you could try a pay-per-mile or usage-based insurance policy. These may reduce the cost of your premium so it’s worth considering.

Should I Buy The Cheapest Insurance Policy?

If you’re trying to reduce the cost of your insurance premium it can be tempting to purchase the lowest, cheapest rate you receive. If you have read the fine print and are happy with the level of cover in the policy, then you could buy the cheapest insurance quote you receive. However, a basic policy might not provide sufficient protection if you are at fault in a collision, and you might have to spend a lot more repairing your car if there is major damage.

Cheapest Car Insurance Quotes

Insurance quotes are different across most carriers and they have different methods of calculating insurance quotes. To find the cheapest quotes we recommend that you compare quotes either online or through an insurance agent. We would recommend getting at least 2 or 3 quotes from different carriers to compare the level of coverage along with the price.

Type of Cover

If you want to reduce your premium you might look at reducing the level of cover that you have. For example, if you have an old car that is worth $2,000 and your premium is $1,500 per year for a comprehensive policy, you could switch to a collision and liability policy. This wouldn’t pay out if your car is stolen, but because the value is so low, it might be worth considering.

What We Offer

Coverzoo is an independent car insurance platform set up to help reduce the cost of your car insurance. We work with companies like Farmers (MetLife), Travelers, Nationwide, and more of the top car insurance companies to compare quotes and coverage.