Car Insurance Quotes

Why compare car insurance quotes?

Car insurance is a legal requirement in every U.S. state except Virginia and New Hampshire, so when you have to renew or purchase a new policy you want to make sure that you’re not paying more than you need to. That’s why it’s recommended that you use car insurance comparison websites like ours to get quotes from different carriers before you make a purchase.

Car insurance comparison tip

The most expensive quote doesn’t always mean it’s the best. This is why we recommend taking time to compare the level of cover in each policy to make sure that you are happy with the deductible, breakdown assistance, windshield cover, and any other specific items that are covered in some policies and not included in another. Remember, your location can have a huge impact on your insurance rates. If you live in an area that is affected by floods, hurricanes, wildfires, or mudslides, your insurance premium could be more expensive.

It’s important to do your due diligence and select the right quote and insurance company that suits your needs. Look at reviews where possible to get a good idea of what you can expect in terms of customer service etc.

 What’s the best way to compare insurance quotes?

You could spend time calling different insurance brokers or agents and give them your details and let them do all the work. This is a handy method as you don’t have to spend hours calling multiple insurance carriers and giving them your details over and over. Try calling insurance agents that are not linked to just one insurance company. If talking to an agent is what you prefer to do then you could call one of our friendly, licensed agents to help find you multiple quotes for comparing side-by-side.

If you prefer to speak with an agent or broker face-to-face, you could drive to your nearest licensed broker’s office and ask them to find you the best quote. Make sure that they are independent and not linked to just one insurance carrier or you’ll only get one quote.

The simple way of comparing insurance rates is online using a website like ours or other similar sites that take your information and pull in quotes from some of the leading car insurance providers nationwide. If you do it on our website and if you have received an online quote, you can still speak with one of our agents to ask any additional questions before buying that policy. This takes the guesswork out of understanding what’s included and what’s extra.

What do you need to start a car insurance policy?

You will need to provide some personal information including your date of birth, driver’s license number, and home address. If you are adding anyone else to the policy then you will need the same information for all drivers named on the policy. You will also need to have the history or driving experience details along with any previous insurance details of all drivers. The insurance company will ask for the VIN for the vehicle which is found either inside the engine bay or on the windscreen. Check your car’s manual if you can’t locate it.

If you are happy to proceed with the policy then you will need to make an initial payment if paying monthly, or the full amount if you are paying annually. Some insurers will offer a 6 or 12-month policy. Check the payment schedule and see if they offer a monthly option plan that costs the same as the annual one, so no additional costs for paying monthly.

How long does it take to get a quote on a comparison website?

Most car insurance websites will get you a quick quote in a few minutes. On our website, you can get a quote in less than five minutes. Phone one of our licensed agents or compare car insurance quotes online with our free Quick Quote tool. We’ll do all the hard work and show you any available quotes instantly.