How much does cat insurance cost in the U.S.?

We have looked at various pet insurance companies that offer cat insurance in California and have found that most insurance carriers offer both cat and dog insurance.

Our research has found that a typical accident-only cat insurance policy costs between $10 and $15 per month. This level of cover does not include illness so it might not be the correct level of cover for your feline friend. Cat insurance premiums will vary depending on the type of cat, your location, the age of the cat, etc.

The cost of pet insurance will usually increase as your cat gets older and is more likely to develop health issues, so it’s important to get a quote for cat insurance every 12 months. Another deciding factor when taking out cat insurance is the level of cover you require. Here is a list of the typical levels of cover you can choose when taking out pet insurance:

Accident-Only

This is the cheapest cat insurance policy. It starts at around $10 per month and covers vet fees up to $5,000. This level of cover won't pay out for any illness.

Accident and Illness Cat Insurance

This is usually the most comprehensive level of cover for your cat. Your furry child will be covered for any unforeseen accidents along with illness benefits like cancer treatments, surgery, etc. These are naturally more expensive insurance policies so you could be paying between $20 and $30 per month for this extra level of cover.

If you are thinking about insuring your cat or kitten you can try our online Quick Quote tool to see how much it will cost. It’s free to use and if you like what you see you can go ahead and purchase your cover online. Or if you prefer to speak with a licensed agent that’s ok too!